- Business
Checking
Plans to fit businesses of all sizes.
Savings
Unlimited deposits and a low minimum balance.
Services
Other innovative products that can help streamline your business.
Business Loans
A variety of loans and credit line options.
Commercial Mortgages
Whether you’re looking to purchase, build, or renovate.
Debit & Credit Cards
Get rewarded with cash back or valuable perks.
Certificates of Deposit
Savings with competitive rates and no fees.
- Personal
Checking
Simple accounts that work for you.
Savings
Saving in Hawaii can be hard. We’ll try to make it easy.
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Get help from the branch to your mobile device.
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Money when you need it, with flexible draw and repayment terms.
Home Loans
Trying to get the keys to your dream home? We can help.
Debit & Credit Cards
Get rewarded with cash back or valuable perks.
Certificates of Deposit
Earn higher rates with Hawaii Certificates of Deposit.
Retirement
Save for your future while reducing your taxes.
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Personal Banking
Current Rates
Deposit Rate Schedule
Rates effective as of January 1, 2025.
Rates are subject to change without notice and may change at any time after the account is opened.
Swipe to compare features
$100
$100
0.07%
0.07%
$100
$100
0.07%
0.07%
$10
$100
0.07%
0.07%
$1
$1
0.07%
0.07%
$500
$50
0.02%
0.02%
$1,000
$1,000
$50-$1,999
$2,000+
0.02%
0.05%
0.02%
0.05%
| Account Type | Minimum Deposit | Minimum Daily Balance to Earn Interest | Interest Rate | Annual Percentage Yield (APY)* |
|---|---|---|---|---|
| Savings | $100 | $100 | 0.07% | 0.07% |
| Savings Personal Auto Trans | $100 | $100 | 0.07% | 0.07% |
| Kid's Savings | $10 | $100 | 0.07% | 0.07% |
| Christmas Club | $1 | $1 | 0.07% | 0.07% |
| Super Now | $500 | $50 | 0.02% | 0.02% |
| V.I.P. MMDA | $1,000 | $50-$1,999 | 0.02% | 0.02% |
For current CD rates and terms, please call your branch of account or (808) 528-7711.
*Fees may reduce earnings on all accounts.
