Hawaii Checking Accounts | Hawaii National Bank

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We have received reports of fraudulent phone calls that appear to come from a Hawaii National Bank phone number and claim to be from HNB's Fraud Department. We do not call or text customers to validate account and/or card numbers, and you should never provide sensitive information such as SSN, password, or PIN. If you receive a suspicious call, please hang up immediately and report the incident to us at (808) 528-7800.

Hawaii National Bank

woman writing check at kitchen counter with man in the background

Personal Banking

Checking Accounts

Hawaii National Bank has the Hawaii checking accounts that work for you. Whether you’re looking for a low opening deposit or an account that earns interest, we have the specialized checking accounts with the extras that you need the most.

Hawaii National Bank VISA Seed Debit Card

Seed Checking Account

A checking account and debit card for kids, managed by parents.

close up shot of hands writing a check

Household Checking

Best for you if you maintain a modest balance and write fewer than five checks per month.

Minimum Deposit

$50

Monthly Fee

None

If you opt to receive eStatements

*Up to 5 checks per statement cycle. Excess fee: $0.30/check

Features

No Minimum Balance
Free Online & Mobile Banking
Free eStatements
Free Visa Debit Card
Online Bill Pay

Reorder Checks

It’s easy and secure to request your new checks online.

More Checking Solutions

Personal Checking

Best for you if you keep a modest balance and want to write an unlimited number of checks.

Minimum Deposit

$100

Monthly Fee

$7

$400 min daily balance
to waive fee

55+ Checking

It’s worth the wait. No monthly service charge and fees for everyone age 55 or better.

Minimum Deposit

$100

Monthly Fee

None

Super NOW

Best for you if you want to earn interest on your account balance and get all of the features in our Personal Checking Account.

Minimum Deposit

$500

Monthly Fee

$10

$1,000 min daily balance
to waive fee

VIP Money Market Deposit

Able to maintain a larger balance? This account will reward you with a higher rate of interest.

Minimum Deposit

$1,000

Monthly Fee

$8

$2,000 min daily balance
to waive fee

Bank On: A low cost, low fee checking account certified by Bank On for meeting the National Account Standards. To learn more and open a Bank On account, please visit one of our branches.

To view our current personal deposit rates, please click here.

To view our Schedule of Service Charges, please click here.

Let's Get Started

To open an account or learn more, stop by any branch.

Questions? We're here to help online or over the phone.