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Home Equity Loans & Lines

Ready to do some home renovations or home improvements? Hoping to take a dream vacation this year or pay for other large expenses? Just want to have a some security for unexpected emergencies? Let the equity in your home work for you with an HNB Home Equity Line of Credit.

A HELOC can provide you with flexibility to pay for a variety of large purchases. Unlike a loan, our Prime Plus Home Equity Credit Line and Prime Plus Investment Equity Credit Line are revolving lines of credit that allow you to tap into your home's equity only as you need to. But if you prefer a set term loan, we also offer Home Equity Loans. 

PRIME PLUS HOME EQUITY CREDIT LINE

• A revolving line of credit secured by the equity in the borrower's home or investment property
• Converts the home's equity into available cash
• Credit line is accessed with special checks
• Unrestricted use
• Repayment replenishes credit reserve
• Up to $250,000 credit reserve

PRIME PLUS INVESTMENT EQUITY CREDIT LINE

• A revolving line of credit secured by an income producing investment property
• Credit reserve is replenished as funds are repaid

HOME EQUITY LOANS

• A term loan based on the equity of a residence or investment property
• Unrestricted use